Competitively Low Loan Rates on New, Used and Off-Road Vehicles with terms and payment options to fit any budget.
2016 & Newer Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 3.24% | $29.18 |
| 48 Months | 3.24% | $22.24 |
| 60 Months | 3.49% | $18.18 |
| 72 Months | 3.49% | $15.41 |
| 84 Months** | 5.49% | $14.36 |
** 84 month-term is limited to loan amounts of $20,000 or more and require approval.
*** .25% rate reduction for loan set up on auto pay from MCU Savings or Checking Account.
2012 - 2015 Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 3.74% | $29.41 |
| 48 Months | 3.99% | $22.57 |
| 60 Months | 3.99% | $18.41 |
| 72 Months | 4.24% | $15.75 |
** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
2009 - 2011 Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 24 Months | 5.24% | $43.98 |
| 36 Months | 5.49% | $30.19 |
| 48 Months | 5.74% | $23.46 |
** 48 month term requires approval.
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
2006 - 2008 Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 24 Months | 6.24% | $44.43 |
| 36 Months | 6.49% | $30.64 |
** Older vehicles upon request
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Account.
Off-Road Vehicles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 12 Months | 10.90% | $88.33 |
| 24 Months | 10.90% | $44.72 |
| 36 Months | 10.90% | $30.83 |
| 48 Months | 10.90% | $25.79 |
** Vehicles subject to approval
*** .25% rate reduction for loan set up on auto pay from MCU Savings or Checking Account.