Current Loan Rates








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	Current Loan Rates.

LOAN RATES AS OF MAY 1, 2008

VEHICLES (NEW-2007)	APR *	PAYMENT PER $1000
36 MONTHS	5.75%	$30.30
48 MONTHS	6.00%	$23.48
60 MONTHS	6.25%	$19.44
72 MONTHS	6.50%	$16.80
84 MONTHS	7.75%	$15.46
(84 months upon approval only)
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VEHICLES (2006-2005)	APR *	PAYMENT PER $1000
36 MONTHS	6.00%	$30.42
48 MONTHS	6.25%	$23.59
60 MONTHS	6.50%	$19.56
72 MONTHS	7.00%	$17.04

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VEHICLES (2004-2002)	APR *	PAYMENT PER $1000

36 MONTHS	6.75%	$30.76
48 MONTHS	7.25%	$24.06
60 MONTHS	7.75%	$20.15
60 month term upon approval
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VEHICLES (2001-1999)	APR *	PAYMENT PER $1000
24 MONTHS	9.50%	$45.91
36 MONTHS	9.50%	$32.03
48 month term upon approval
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OLDER VEHICLES	APR *	PAYMENT PER $1000
24 MONTHS	12.90%	$47.02
36 MONTHS	13.90%	$39.17
Older vehicles upon approval only
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UNSECURED	APR *	$ LIMITS
	14.90%	$1499.00 - $ UNDER
	13.90%	$1500.00 & OVER

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SHARE SECURED	APR *	% SECURED
	5.50%	100% Secured

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CD SECURED	APR *	% SECURED
	CD Rate Plus 3%	100% Secured

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KWIK CASH	APR *
	12.90%

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MASTERCARD OR VISA	APR *
- NO ANNUAL FEE - MIN. FINANCE CHARGE OF $.50	8.90% or 16.90%

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ANY OFF-ROAD VEHICLE	APR *	TERMS
	11.95%	LIMITED

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* APR is the Annual Percentage Rate.
** All rates subject to change without notice.
*** Loan rates posted are for new money.
****Refinances of existing MCU loans will add .50% to regular rate except for unsecured loans.