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SAVINGS
RATES AS OF: MAY 1, 2008
Rates are Variable. The Dividend Rate and the Annual Percentage
Yield may change as SUBJECT determined by the Board of Directors.
If you close your account before dividends are credited, you
will not receive accrued dividends.
Withdrawals of over $20,000.00 require a three day notice.
| Account Type |
Nominal
Rate |
APY * |
| Regular Share
Accounts |
| Balances over $100.00 |
.55% |
.55% |
| Dividends Compounded and Paid Monthly |
| |
| 4
Seasons Savings |
| Balances over$100.00 |
.55% |
.55% |
| Dividends Compounded and Paid Monthly |
| |
| Checking
Accounts |
| Daily balances over $1,000.00 |
.30% |
.30% |
| Dividends Compounded and Paid Monthly |
| |
| Retirement
Tree-Individual Retirement Share Accounts |
| $100.00 - $10,000.00 |
0.75% Dividends |
0.75% |
| 10,001.00 - 30,000.00 |
0.85% Dividends |
0.85% |
| 30,001.00 - 50,000.00 |
0.95% Dividends |
0.95% |
| 50,001.00 - 70,000.00 |
1.05% Dividends |
1.06% |
| 70,001.00 - over |
1.20% Dividends |
1.21% |
| Dividends Compounded and Paid Monthly |
| |
| IRA
Share Certificates |
Balances over $2,000.00 |
3.00% /1 year |
3.03% |
| Balances over $2,000.00 |
3.15%/2 years |
3.19% |
| Balances over $2,000.00 |
3.20%/3 years |
3.24% |
| Balances over $2,000.00 |
3.20% / 4 years |
3.24% |
| Balances over $2,000.00 |
3.20% / 5 years |
3.24% |
| Dividends Compounded and Paid Quarterly |
| |
| Share
Certificates |
| Balances over $500.00 |
2.65%/ 1, 2 month
|
2.68% |
| Balances over $500.00 |
2.80% / 4, 5 month |
2.80% |
| Balances over $500.00 |
2.90% / 7, 8 month |
2.90% |
| Balances over $500.00 |
3.00% / 10,11 month |
3.00% |
| Balances over $500.00 |
3.15% / 13, 14 month |
3.15% |
| Balances over $500.00 |
3.15% / 16, 17 month |
3.15% |
| Dividends Compounded and Paid at Term |
| |
| Balances over $500.00 |
2.65%/ 3 month |
2.68% |
| Balances over $500.00 |
2.80%/ 6 month |
2.83% |
| Balances over $500.00 |
2.90%/ 9 month |
2.93% |
| Balances over $500.00 |
3.00%/ 1 year |
3.03% |
| Balances over $500.00 |
3.15%/ 15 month |
3.19% |
| Balances over $500.00 |
3.15%/ 18 month |
3.19% |
| Balances over 3.19% |
3.15%/ 2 years |
3.19% |
| Balances over $500.00 |
3.20%/ 3 years |
3.24% |
| Balances over $500.00 |
3.20%/ 4 years |
3.24% |
| Balances over $500.00 |
3.20%/ 5 years |
3.24% |
| Dividends Compounded and Paid Quarterly |
| |
| Money
Tree Accounts |
| $2,000.00 - $5,000.00 |
1.10% |
1.11% |
| $5,001.00 - $7,500.00 |
1.60% |
1.61% |
| $7,501.00 - $10,000.00 |
1.85% |
1.87% |
| $10,001.00 - $15,000.00 |
2.00% |
2.02% |
| $15,001.00 - Over |
2.75% |
2.79% |
| Dividends Compounded and Paid Monthly |
| |
| Growing Tree
Accounts |
| $5.00 -$100.00 |
0.60% |
0.60% |
| $101.00 -$350.00 |
0.65% |
0.65% |
| $351.00 -$500.00 |
0.70% |
0.70% |
| $501.00 -$1,000.00 |
0.75% |
0.75% |
| $1001.00 -Over |
0.80% |
0.80% |
| Dividends Compounded and Paid Monthly |
* APY is the Annual Percentage Yield.
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