Vehicle Loans

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Vehicle Loans 2022-07-13T21:42:34+00:00

Couple with vehicle and sunset in the background.

Competitively Low Loan Rates on New, Used and Off-Road Vehicles with terms and payment options to fit any budget.

2020 & Newer Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months2.99%$29.07
48 Months2.99%$22.12
60 Months3.24%$18.07
72 Months3.24%$15.30
84 Months**4.24%$13.77
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 84 month-term is limited to loan amounts >$35,000 LIMITED TO 2021-2023 ONLY
*** .25% rate reduction for loan set up on auto pay from MCU Savings or Checking Account.
****Internal refinances subject to $250 one-time fee

2015 - 2019 Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months3.24%$29.18
48 Months3.49%$22.35
60 Months3.74%$18.29
72 Months3.99%$15.64
84 Months4.99%$14.12
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 84 month-term is limited to loan amounts > $30,000
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
****Internal refinances subject to $250 one-time fee

2014 & Older Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months4.74%$29.85
48 Months4.99%$23.02
60 Months5.24%$18.98
72 Months**6.24%$16.68
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 72 month loans limited to > $20,000
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
****Internal refinances subject to $250 one-time fee.

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