Vehicle Loans

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Vehicle Loans 2022-07-13T21:42:34+00:00

Couple with vehicle and sunset in the background.

Competitively Low Loan Rates on New, Used and Off-Road Vehicles with terms and payment options to fit any budget.

2020 & Newer Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months4.74%$29.84
48 Months4.99%$23.01
60 Months5.24%$18.97
72 Months5.49%$16.32
84 Months**6.49%$14.83
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 84 month-term is limited to loan amounts >$35,000 LIMITED TO 202-2023 ONLY
*** .25% rate reduction for loan set up on auto pay from MCU Savings or Checking Account.
****Internal refinances subject to $250 one-time fee

2015 - 2019 Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months5.49%$30.18
48 Months5.74%$23.35
60 Months5.99%$19.32
72 Months6.24%$16.68
84 Months7.24%$15.20
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 84 month-term is limited to loan amounts > $30,000
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
****Internal refinances subject to $250 one-time fee

2012-2014 Automobiles and Motorcycles

TermAPR*Payment per $1,000
36 Months7.99%$31.31
48 Months8.24%$24.51
60 Months8.49%$20.50
72 Months**9.49%$18.26
* APR is annual percentage rate. Rates are based on credit scores. Excludes MCU refinances.
** 72 month loans limited to > $20,000
*** .25% rate reduction for loans set up on auto pay from MCU Savings or Checking Accounts.
****Internal refinances subject to $250 one-time fee.

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