Savings Accounts

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Savings Accounts 2019-06-11T16:57:56+00:00

Let us help you save! Consider joining MCU, only $15 gives you a membership share(savings). With a Primary Savings account you are entitled to the benefits including the right to save, borrow, and to vote at our annual meeting. So stop by the branch, call, or email us so you can enjoy the many products and services we offer.

We have a savings account designed just for what you need!

Features with a Primary Savings

  • ATM Cards available
  • Direct Deposit
  • Online access

Special Savings Accounts

We have just the right savings account for you, whether you’re saving for a vacation, a wedding, or college or if you saving for all those reasons. Add one or more no minimum balance sub accounts, and start saving today!

Christmas Club

Don’t let the holidays stress you out! We can transfer weekly, bi-weekly or monthly deposits from your direct deposit into you Christmas account starting now. On November 1st it will automatically transfer into your checking account so you can start your Christmas shopping. What are you waiting for?!

  • Convenient way to save for Christmas
  • Payroll Transfers
  • No minimum balance

Christmas Club MAX

Earn money on your money. Want to earn a higher interest rate, open a Christmas MAX and watch the savings grow just in time for Holiday shopping!

  • Pays a higher dividend rate to maximum of $2,000.00
  • Restrictions apply

Growing Tree

Get your children or grandchildren off to a good start with their own savings account.

  • Free coin counting with deposits
  • For children up to age 18
  • Only a $5.00 primary share(savings) is required

Money Tree

Do you keep a high balance in your savings account? The Money Tree is the right account for you!

  • Pays a higher dividend rate on your savings
  • The more you save the more you earn
  • Opening deposit $2,000.00
  • Restrictions apply
  • Earn higher interest while still having your funds available to use.

Money Tree MAX

Trees grow and so will this account. High balance savings account holders over $50.000.00. Switch over to a Money Tree Max!

  • Requires ACTIVE MCU checking account and ACTIVE MCU credit card
  • Designed to insure high return on your investment
  • Offers savings flexibility
  • Restrictions apply

For a printable account rate sheet, please click here