Privacy Policy

What does MCU Financial Center CU do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Chex Systems
Account Balances and Payment History
Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members personal information; the reasons MCU Financial Center CU chooses to share; and whether you can limit this sharing.

  Reasons we can share your personal information
  Does MCU Financial Center CU share?
  Can you limit this sharing?
  

    For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    YES
    NO
  

    For our marketing purposes—to offer our products and services to you
    YES
    NO
  

    For joint marketing with other financial companies
    YES
    YES
  

    For our affiliates’ everyday business purposes—information about your transactions and experiences
    NO
    WE DON’T SHARE
  

    For our affiliates’ everyday business purposes—information about your creditworthiness
    NO
    WE DON’T SHARE
  

    For our affiliate to market to you
    NO
    WE DON'T SHARE
  

    For our nonaffiliate to market to you
    YES
    YES
  

Reasons we can share your personal information	Does MCU Financial Center CU share?	Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes—to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	YES
For our affiliates’ everyday business purposes—information about your transactions and experiences	NO	WE DON’T SHARE
For our affiliates’ everyday business purposes—information about your creditworthiness	NO	WE DON’T SHARE
For our affiliate to market to you	NO	WE DON'T SHARE
For our nonaffiliate to market to you	YES	YES

To limit our sharing

Call (262) 634-6691 - our menu will prompt you through your choice(s)
Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 10 days form the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (262) 634-6691
or go to www.mcucreditunion.com

Mail in Form

Mark any/all you want to limit: [ ] Do not share my personal information with nonaffiliates to market their products and services.

Name
Address
City, State, Zip
Account #

Mail To:

MCU Financial Center Credit Union P.O. Box 085300 Racine, WI 53408-5300

Who we are

Who is providing this notice? MCU Financial Center Credit Union

How does MCU Financial Center CU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.

How does MCU Financial Center CU collect my personal information?

Open an account or Apply for a loan
Pay your bills or use your credit or debit card
Make deposits or withdrawals from your account

We also collect your personal information from credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market you • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on the account.

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies. MCU Financial Center Credit Union has no affiliates.

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include mortgage companies, insurance companies, automotive dealerships, or companies that provide consumer discount services.

Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance and investment companies