Recreational Vehicle Loans
Competitively low loan rates on new and used boats, campers, & Powersports with terms and payment options to fit any budget.
2014 & Newer Boats and Campers
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 72 Months | 7.49% | $17.28 |
| 84 Months | 7.99% | $15.58 |
| 96 Months | 8.9% | $14.38 |
| 120 Months*** | 8.99% | $12.66 |
| 180 Months*** | 9.99% | $10.73 |
*Rates are based on credit scores. Excludes MCU refinances. ** 90% Maximum LTV / 110% maximum with GAP/Extended Warranty ***120 months for loans > $50,000 / 180 months for loans > $100,000 ****.25% reduction for loans set up on auto pay from MCU Savings/Checking *****Internal refinances subject to $250 one-time fee.
2003-2013 Boats and Campers
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 72 Months | 8.49% | $17.77 |
| 84 Months | 8.99% | $16.08 |
| 96 Months | 9.49% | $14.90 |
| 120 Months*** | 10.49% | $13.48 |
*Rates are based on credit scores. Excludes MCU refinances. **80% Maximum LTV / 100% maximum with GAP/Extended Warranty ***120 month for loans >$50,000 **** .25% reduction for loans set up on auto pay from MCU Savings/Checking *****Internal refinances subject to $250 one-time fee.
2019 & Newer Powersports
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 8.49% | $31.56 |
| 48 Months | 8.74% | $24.76 |
| 60 Months | 8.99% | $20.75 |
| 72 Months*** | 9.99% | $18.52 |
*Rates are based on credit scores. Excludes MCU refinances. **90% Maximum LTV ***72 month loans limited to >$10,000 **** .25% reduction for loans set up on auto pay from MCU Savings/Checking *****Internal refinances subject to $250 one-time fee.
2014-2018 Powersports
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 9.99% | $32.26 |
| 48 Months | .049% | $25.59 |
| 60 Months | 10.99% | $21.73 |
*Rates are based on credit scores. Excludes MCU refinances. **80% Maximum LTV *** .25% reduction for loans set up on auto pay from MCU Savings/Checking
APR means Annual Percentage Rate. All rates are subject to change without notice. Longer terms may be available at higher rates and are subject to approval. Loan specials will be approved for credit only. Other rates may apply if not approved for loan special rates. For credit scores between 679-640, a 1.00% increase will be added to the current loan rate. A 3.00% increase will be added to the current loan rate for credit scores between 639-600. A 5.00% increase may be added to the current loan rate for credit scores of 599-550. A 7.00 % increase may be added to the current loan rate for credit scores of 549 or below.
