Vehicle Loans
Competitively low loan rates on new, used, and off-road vehicles with terms and payment options to fit any budget.
2022 & Newer Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 5.99% | $30.41 |
| 48 Months | 6.24% | $23.59 |
| 60 Months | 6.49% | $19.56 |
| 72 Months | 6.74% | $16.92 |
| 84 Months*** | 7.74% | $15.45 |
*Rates are based on credit scores. Excludes MCU refinances. ** 84 month-term is limited to loan amounts > $35,000 LIMITED TO 2023-2024 ONLY *** .25% reduction for loans set up on auto pay from MCU Savings/Checking ****Internal refinances subject to $250 one-time fee
2017 - 2021 Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 6.49% | $30.64 |
| 48 Months | 6.74% | $23.82 |
| 60 Months | 6.99% | $19.79 |
| 72 Months | 7.24% | $17.16 |
| 84 Months | 8.24% | $15.70 |
*Rates are based on credit scores. Excludes MCU refinances. ** 84 month-term is limited to loan amounts > $30,000 *** .25% reduction for loans set up on auto pay from MCU Savings/Checking ****Internal refinances subject to $250 one-time fee
2016 & Older Automobiles and Motorcycles
| Term | APR* | Payment per $1,000 |
|---|---|---|
| 36 Months | 7.49% | $31.10 |
| 48 Months | 7.74% | $24.29 |
| 60 Months | 7.99% | $20.27 |
| 72 Months | 8.99% | $18.02 |
*Rates are based on credit scores. Excludes MCU refinances. **72 month loans limited to >$20,000 *** .25% reduction for loans set up on auto pay from MCU Savings/Checking ****Internal refinances subject to $250 one-time fee.
